How does where you are, determine your right type of reserves and actions ?
Serious Single, when passed the “Get rich quick” life phase
First time excepting and single parent
Couple, engaged, recently married, starting a family
Family, with growing responsibilities and pre-teen children who also need to learn about money
Patriarch / Matriarch, Supporting parents to stabilize future generations, building a financial system to boost your generation and the next
Knowledgeable People, with existing reserves and looking for structured support to grow those reserves
See How Critical the Right Way to Build Reserves Can Be
Capital Markets - Shares, bonds, unit trusts (Our Area. See Here)
– Consistent growth.
– Quick access to your money.
– Security for emergency loans,
* Consistency is difficult without the right partner
Savings, fixed deposit and Insurance policies (See Here)
– Money is as safe as the Bank it is in.
– Insurance policies are efficient for insurance, not investment
* Reserves grows slowly.
Saccos (See Here)
– Used to build a credit facility for future loans
* You cannot access your savings unless you leave the Sacco, you can only get a loan
* Loan requires guarantors, and you must risk by guarantying others
* Your Share capital portion is not returned, you must find a buyer for it
Business, land and tenders (See Here)
– Can make good money when it goes well
* Time consuming activities
* Need reliable contacts
* Money is tied even in emergency
Cryptos, Speculation, get-rich-quick type games (See Here)
– High return possibilities
* Very high risk,
* Some are banned in some countries.
* Unreliable when you have dependents.
How much personal financial growth is possible in Capital Markets ?
On the Nairobi Securities Exchange (Shares, Government bills and bonds, Corporate Bonds ), Corporate paper and Global Markets ?
With innovation, infrastructure and technology unlike anything you have experienced before? Take a look !
Using computer power - "Algorithims" (See Here)
Our systems (computer algorithms) make thousands of calculations daily, to detect profit opportunities.
Faster and more accurately than has ever been done before, examining today’s prices with the last six years.
With results over-sighted by our Investment Council.
Growth when prices are rising or falling (See Here)
Our infrastructure enables “short selling” strategies, where one makes money when prices are falling.
Opening opportunity to make money when prices are rising or falling.
Can anyone else do this on the NSE? We are yet to find a competitor.
Global Capital Markets (See Here)
Global markets have opportunities, as well as challenges.
Gently and knowledgably expand investment into the global capital markets, as you understand each and every step.
Interest On Account (See Here)
Between buying and selling, any money that is not invested, earns a nice interest!
Long Term Consistency (See Here)
Confidently and easily building financial reserves. For example, a smooth growth over 11 years, starting with KES 53,000 one would have more than KES 509,879. A 960% growth.
So many regular people use FourFront !
How will FourFront make it really easy for you as well ?
Our Story,
A level financial playing field, that is EASY for all to succeed.
Founder, Chief Executive Officer
* The problem
Coming from a traditional investment banking, money manager, and stock-broker environment, we were clear that the financial playing field was not level.
* People kept asking why
Many critical financial success services were only available to the very wealthy?
Throwing others into piecemeal financial approaches. Testing shares, bonds, money-market funds or even other high risk avenues. Mostly without realizing financial success.
We listened and decided that we could AND WOULD do something about it!
* The solution is FourFront
Where one can build financial reserves. Personalized to your needs in your current stage of life. With you and those most important to you in mind.
Supporting you to go “Beyond Saving”
* A few of our innovations are
Transparent investing, where you see and understand EXACTLY what is happening with your money, instantly;
We further combine financial planning, to support you to stabilize or strengthen your foundation;
And lastly, we increase your financial knowledge, because no one becomes wealthy without knowing what they are doing.
*But we are most proud of
How the difficult work of building financial reserves will just FEEL really easy! How you will feel really Confident !
Want to see how we do it? This is the good part.
Keep going, to read about our journey, to make your life easy!
Seen Enough? Click here for the EASY way
Our journey, to make your life easy!
2017 : Version 1
Idea
We interviewed and worked with over 200 people, just like you, who are interested in financial success. Together we were creating the service that busy, hardworking people, were really looking for.
We then had another 1,000 more people review our solution to give us the go-ahead.
2020 : Version 2
Stability
With the idea blue print in hand, we begun researching global solutions and standards. We put together an experienced legal team to create the best regulatory and safety frameworks. Benchmarking to international standards ensured that you get the best service at a global level.
Our standards were selected by the Capital Markets Authority as the Kenya Standard, for all other digital providers.
2021 : Version 3
Enjoyment
As a very busy adult, you asked us “Financial planning is time-consuming, investment is difficult, growing financial knowledge is boring for most of us. Can you figure out how to make it easier and fun for me?”
We listened and focused version 3 specifically on making the service enjoyable. Using the latest in Gamification technology. We set another global high standard for financial services and brought it to you.
2022 : Version 4
Community
“I’m expecting, what do I do?“, “How do we grow as an investment group?“, “My friends and I keep wondering about investments, how do we start?” etc.
You told us that you have loved ones, family, friends, you are part of a community. You asked us to build a service that recognizes all of you?
So we did exactly that. Focusing specifically on the “total you“, including your interactions.
2023 : Version 5
Wisdom
“Just buying and selling shares is old-fashion. Out-dated.”
You said you wanted more! But you are not a gambler.
So we are introducing the next level service for the serious investor. Algorithm (ALGO) trading, short-selling, trade idea think-tanks and much more.
Current members get new benefits long before the rest and they are already using this technology.
Why not CLICK HERE and join them NOW!
202x: Version x – …. what next?
The 1,200 pioneering customers requested many things at our start in 2017.
We are diligently and faithfully pioneering what they wanted. What they still want.
If you are like our everyday, hardworking pioneering customers from 2017, then we are diligently delivering what, you also want.
Click Here. Join the Success Journey!
Our Relationships
Our Founder, Donald Wangunyu
We start our relationships with our Founder and Chief Executive, where we draw our experience from Donald.
As the first licensed Robo-Advisor in the country, this relationship, we believe, puts us in good hands. Let’s see why, read on!
Did you know that Donald also pioneered the first mobile/SMS share trading in Kenya back in 2008?
That’s a start, here is more.
Donald also serves as the Chairman of the Board of the Kenya Association of Stockbrokers and Investment Banks (KASIB). And served as the chairman in various other KASIB committees including:
- The industry committee that oversaw the removal of capital gains tax from listed market securities.
- The Broker Back Office System (BBO) Functionality Management Committee, the system used by all stock-brokers and investment bank in Kenya and
- The growth of long-term funding for for KASIB
Donald is also a member of the board of the Nairobi Securities Exchange and serves in various committees including:
- The current Chairman of the Technology & Trading Committee of this board.
- The Remuneration, Nominating & Human Capital Committee of the board and
- The derivatives trading oversight committee of the board.
Donald further serves on the board of Standard Investment Bank,
- And chairs the Risk and compliance board committee of the investment bank and,
- Is the registered Money Laundering reporting officer, for the bank, at Kenya’s Financial Reporting Center.
Donald Board range of experience further includes
- Being a member of the Planning and Economic Council of the Dominican Friars of East Africa
- An Advisory Board member of the East Africa Forum for Alternative Investments.
- A member of the Capital Markets Master Plan implementation group,
- the Central Depository and Settlement Corporate’s (CDSC) Market Operations committee and system selection committees.
Do you believe you are in good hands at FourFront?
The Capital Markets Authority – Kenya (CMA)
The CMA is the primary regulator of Capital Markets.
Established by Parliament under The National Treasury and Planning, in March 1990.
Let us tell you about our relationship with the CMA.
Did you know that the Kenya Police has a fully dedicated Capital Markets unit? The Capital Market Fraud Investigations Unit (CMFIU), formed in May 2009.
But there is more about CMA, lets get to the good part!
Since the CMA’s launch, it has won many awards for being most the innovative in Africa!
And in 2019 CMA launched the the Regulatory Innovation Sandbox!
To aid the CMA’s understanding of emerging trends on financial technologies. Fostering innovation and regulation while at the same time allowing the CMA to remain vigilant to investor protection, financial stability and integrity risks.
We are a proud graduate of the CMA Regulatory Sandbox!
The the first ever Robo-Advisor in Kenya!
By creating our robust standards, we are the blue print by which all other digital platforms are measured. And we are routinely asked to provide our insights and feedback.
We lead the pack! On your behalf
The Nairobi Securities Exchange (NSE)
The NSE founded in 1954 continues to be one of the leading stock markets in Africa.
Did you know that the NSE is traded 60% – 80% by foreigners? This is how valuable the NSE is to the world!
What irresistible opportunities do these many foreigners see? Do you see the opportunities also?
Before we answer, let us first tell you about our warm relationship with the NSE.
The NSE, is perhaps our greatest supporter!
Because of our fast computer algorithms and our high number of customers, we move faster than any human can move and produce very many trades in just seconds! Called “High Frequency Trades”.
The NSE has continued to ensure that our customer’s orders are efficiently traded. And they frequent our offices for friendly discussions about new technology and strategies that we are thinking about.
We make a great team with the NSE. And we do all this, just for you!
Central Depository And Settlement Corporation (CDSC)
The CDSC is responsible for ensuring the delivery of shares and the payment for shares. This assurance is for any investor, anywhere in the world, that is trading on the NSE.
Did you know that the CDSC has more than 1.7 Million accounts? But only 3% are active? This is why we focus on financial knowledge and why the CDSC is such an important relationship.
Because many hardworking people need to know how to easily get investment strategies and opportunities.
In 2019, the CDSC also graduated from the CMA Regulatory Sandbox. Pioneering the next great innovation in the Kenya market. Their innovation is called Securities Lending and Borrowing (SLB).
Short-Selling
The short selling trading strategy enables an investor to make money when share prices are falling.
This strategy is only available to investors who have the knowledge of how to do it and can access an SLB pool. We offer financial knowledge and have the largest SLB Pool!!!
The CDSC has tirelessly ensured our high quantity of short-selling transactions are efficient. Their visiting our offices assures us that we are a part of a great team that is pushing for success.
This great team is here just for you, our customer.
Standard Investment Bank (SIB)
SIB is our pioneer partner, incorporating the first Robo-Advisor in the Country.
Did you know that SIB has been involved in over KES 250 Billion worth of financial transactions? This means that they have the infrastructure to run our high frequency trades and high number of short-selling transactions.
They are a great and strong partner!
We started our journey by working with 200 ordinary, everyday, hardworking people, just like you. And then added another 1000 people to verify our solution.
Where did we find these people? They were SIB customers who were looking for a new ways to grow their financial reserves. An EASY way.
SIB shared vision
Our license from the CMA sets us to work with other businesses that are also licensed by the CMA.
Our vision is to “MAKE IT EASY” for you to work with stock-brokers and investment banks. By sharing this vision with SIB, we created a seamless environment. Shared technology, shared values and a shared future.
We are proud to be a division of SIB!
And we are focus on you, and what you need. Removing all the difficulty, the confusion, the hard work. So that you can succeed!
And many more relationships. Here a few more!
Universities and institutions of higher learning
Chartered Institute of Securities and Investments
Africa Wealth Conference
The Institute of Certified Investment and Financial Analysts
We treasure each and every one of our many relationships.
But our most important relationship is always, you. Our customer.
Be our newest relationship!
Be Our Customer. Click Here!
Independent Advisors, consultants, conference & event organizers in financial services and education sectors
FourFront is building a community of those who want to learn and grow.
We operate a platform designed as a digital “gift bag” for community collaboration, advertising and brand building with like-minded service providers.
If you are a service provider in financial services and education sectors, we invite you to find out more and join us, along with other like us, in this journey at :